When an accident occurs on the roadway, such as at the intersection of Peachtree Street and 14th Street, significant property damage can result. The drivers and passengers involved in the crash may also face severe and even life-threatening injuries that require extensive medical treatment. The costs for this damage and physical injury are often high. To compensate victims in a crash, Georgia requires that all motorists have automobile insurance in order to drive, register a car, or obtain license plates in this state.
Minimum Car Insurance Requirements for All Drivers
In addition to requiring motorists to have insurance, this state also sets certain minimums for the amount of coverage that a driver must have. If a driver has a very small amount of insurance, this is not helpful to the victim of a crash since his or her expenses will likely far exceed the policy coverage. To guard against this, in Georgia, the absolute minimum insurance that a motorist can have is as follows:
- A minimum of $25,000 in coverage for the injury or death of one person. This person may include yourself, a passenger, another driver, a pedestrian, or another party.
- A minimum of $50,000 in coverage for the injury or death of more than one person in a single accident.
- A minimum of $25,000 in coverage for property damage that occurs as a result of a crash.
Of course, even if good insurance is in place, working with an insurance company after a car crash is not often easy. We encourage you to reach out for more information. Our easy, online, live chat is available 24/7 from our website. Send us a message today!