When an accident involving a semi-truck and a small car occurs on Highway 400, the resulting injuries and property damage may be extensive. Often, it is the driver of the car who suffers the most. Semi-trucks are so large compared to other vehicles that there is little to protect drivers and their passengers. For this reason, it is important that all drivers have adequate insurance in place. The amount of money that you are compensated with after a crash may depend largely on the policy limits that are in place.
Commercial Trucking Insurance Effects Your Compensation After a Crash
Commercial trucking insurance can be a complex field. Unless you have worked in this area or have been in a crash previously, you may not be familiar with how these insurance policies can impact your compensation after an accident. The following are four helpful tips:
- Drivers in Georgia are required to maintain continuous mandatory liability insurance on their vehicles. Without it, they cannot drive or register their vehicle.
- Typically, the driver of a semi-truck will be covered under an insurance policy for a commercial vehicle.
- The most frequent policy limit for these types of policies starts at a minimum of $1 million. Hopefully, the policy limit is sufficient to fully compensate you for your injuries, property damage, and pain and suffering.
- The driver may have various types of coverage such as collision, loading and unloading, non-owned auto, comprehensive, and uninsured motorist coverage. An experienced attorney can help you understand what these various types of coverage mean for your claim.
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