There are more than 1,200 employers in Marietta providing jobs and opportunities to the residents of our town, as well as paychecks to meet basic expenses and pay bills. For the most part, these companies work hard to ensure their work environments are safe and free of unreasonable risk of injury.
Despite even the best efforts, employees are sometimes injured at work. The workers’ compensation system exists to make sure injured employees’ medical bills and a portion of their lost wages are covered. If you’ve been injured on the job, you may need one of the attorneys from Kaufman Law, P.C. to help ensure your rights are protected and you receive the compensation you deserve.
What Happens After an Injury at Work?
In most cases in Georgia, if you were injured on the job or as a result of your work activities, you are automatically eligible for workers’ compensation. You will not need to prove the employer was at fault, and even if your injury was the result of your own negligence, workers’ compensation will pay your benefits.
You should notify your employer of your injury as soon as possible. Failing to notify your employer within 30 days may cause you to lose your workers’ compensation benefits. Your notification should be specific and detail when the accident happened, what circumstances caused the accident, and the injuries you suffered as a result.
Your employer will direct you to a doctor or give you a list of doctors from which to choose. You should be very precise in the information you give the doctor at this time, because insurance companies draw much of their analysis from medical records to determine what benefits you receive. Do not exaggerate your injuries or downplay them, either.
Once you have notified your employer and sought medical treatment, you will still need to file a notice of claim with the workers’ compensation state board. This form, the WC-14, should also be sent to your employer and their workers’ compensation insurance company. Your employer should notify you of the insurance company and their contact information, however the state board also provides a list of insurance coverage providers that can give you this information.
What If My Claim Is Denied?
The insurance company will review your medical records and determine if your injury merits compensation. The most common reasons a claim may be denied is that your employer claims that the accident did not happen at work, or your injury was not caused by your accident.
If your claim is denied, you have a right to appeal the decision by requesting a hearing with the State Board of Workers’ Compensation. In almost every case of claim denial, you will need the services of an attorney to help with the appeal and to improve your chances of the claim being approved.
For more than 40 years, the legal professionals at Kaufman Law, P.C. have been helping employees get the benefits they need after an injury at work. Don’t go up against the insurance company alone. Get the representation you need to ensure your benefits.