A Covington, Georgia, workplace accident can cause more than physical injuries. A workplace injury can lead to financial devastationfor you and your household. How do you begin moving forward with your recovery and life when you are worried about your financial stability? Being hurt on the job can be a frightening experience for multiple reasons. How do you recover the money you need to cover your medical expenses and stay afloat? If you apply for benefits, do you risk losing your job?
At Kaufman Law, P.C., our team of experienced Covington personal injury lawyers understands the physical and financial complications associated with a workplace injury. Our professional team knows what it takes to help clients pursue the benefits they deserve after a workplace injury. We are committed to answering your questions, offering legal advice, and providing moral support during this challenging time.
If you were injured on the job, you may be entitled to pursue compensation for your medical expenses and a portion of your lost wages through Georgia’s workers’ compensation program. Seeking legal representation from an experienced workers’ compensation claim law firm is the best way to learn more about your legal rights and pursue the benefits you deserve. Call a Covington, Georgia, personal injury attorney with Kaufman Law, P.C., to request a free legal consultation.
What Is Workers’ Compensation?
Workers’ compensation is a state-run insurance program. Georgia law mandates that employers with three or more employees carry workers’ compensation insurance. When an employee suffers an injury at work or while performing their job duties, they may apply for workers’ compensation benefits.
Workers’ compensation insurance is “no-fault” coverage, meaning you can seek compensation for your injuries regardless of who was at fault or who caused the accident.
Coverage typically extends to all employees, full-time and part-time. However, there are some exceptions. Workers’ compensation benefits are generally not provided to independent contractors and freelance workers. Companies that fail to carry workers’ compensation coverage may face significant fines and penalties.
Workers’ Compensation Benefits
Workers’ compensation benefits typically cover a person’s reasonable and necessary medical expenses for a job-related illness or injury and a portion of their lost wages. Most employees can recover around two-thirds of their average weekly wage up to a specific weekly cap while they recover from their injuries. However, the workers’ compensation program also provides other benefits depending on the severity of a person’s workplace injury. These benefits can include:
- Temporary Total Disability Benefits – These are wage replacement benefits for an injured employee who cannot return to work. There’s a seven-day waiting period, and these weekly benefits can be paid for a maximum of 400 weeks.
- Temporary Partial Disability Benefits – These benefits come into play when a worker must return to work in a “light-duty” position, earning less money. They pay two-thirds of the difference between the pre-injury average weekly wage and the current wage.
- Permanent Partial Disability Benefits – PPD benefits are paid when a worker suffers a permanent impairment of a body part or the ability to perform some tasks because of a workplace accident. These benefits are calculated by a formula that might include a physician’s impairment rating.
- Death Benefits – If a workplace accident results in the tragic death of a family member, survivors may be entitled to death benefits through the Georgia workers’ compensation program.
Georgia Workers’ Compensation Regulations
Pursuing workers’ compensation benefits for a workplace-related injury can be complicated when you do not understand the workers’ compensation program. Georgia has specific regulations that govern the workers’ compensation insurance program. Attempting to seek benefits without following proper protocol can jeopardize your claim and leave you without the benefits you need. It’s in your best interest to consultan experienced Covington workers’ compensation attorney after a workplace incident.
Rules that can impact your claim include:
- Injured employees must report the accident immediately. Failing to report the incident within 30 days can mean you forfeit your right to seek workers’ compensation benefits.
- Employers must post information about the Georgia workers’ compensation program and list at least six doctors an employee can choose from to seek medical care.
- A participating healthcare provider must evaluate you within 24 hours. If you receive treatment from an outside provider, you must undergo an additional evaluation by an accepted workers’ compensation provider within five working days.
- Compensation for lost wages must include payment for salary or hourly pay, in addition to tips or the value of housing or food the employer furnishes to an employee.
How to File a Covington Workers’ Compensation Claim
Filing a workers’ compensation claim can feel overwhelming when you are suffering and are in pain from a workplace-related injury. Take these steps to ensure you are ready to file your claim:
- Report the accident to a manager or supervisor as soon as possible.
- Seek medical attention immediately, preferably with a company-approved medical provider.
- Complete workers’ compensation form WC-14
- File the claim with the State Board of Workers’ Compensation online, in person, or via mail.
You should receive notification from your employer’s workers’ compensation insurance company about the status of your claim and whether your benefits application was approved. Deviating from your prescribed medical treatment, failing to seek treatment from an approved healthcare provider, or waiting to report the accident or seek treatment can jeopardize your chances of recovering the workers’ compensation benefits you need. Consulting with a knowledgeable Georgia workers’ compensation attorney can help give you peace of mind that your claim is in capable hands.
How Our Legal Team Can Help with a Covington Workers’ Compensation Claim
Pursuing the workers’ compensation benefits you deserve after a workplace accident can be hard. If you fail to adhere to the state’s strict regulations, your claim could be denied, and you may not recover the benefits you need to move forward with your life. Having an experienced Covington personal injury lawyer on your side can give you the help and confidence you need to get through the Georgia workers’ compensation system.
At Kaufman Law, P.C., our client reviews and case results speak for themselves. We are a client-driven law firm committed to delivering results. We carefully review the specifics of your unique claim. We can help you mount a compelling case based on evidence that gives you the best chance of recovering the workers’ compensation benefits you deserve. We provide transparent communication throughout the workers’ compensation claim process, so you always know where you stand. We work hard to ensure issues, delays, and denials are kept to a minimum, depending on the circumstances of your case. We are client-centered and results-driven.
Additionally, our legal team can provide insight into whether you may have the ability to file a personal injury lawsuit against a careless third-party entity such as a contractor or parts manufacturer. While your acceptance of workers’ compensation benefits shields your employer from a lawsuit, you may seek additional compensation from a third party if their actions caused the accident.
Contact a Covington Workers’ Compensation Attorney Today
Were you hurt in a workplace accident? Learn more about your legal rights today. Contact a knowledgeable workers’ compensation attorney with Kaufman Law, P.C. We have the education and skills it takes to help you recover the benefits you need after a workplace-related accident.
Please request a free consultation today and find out why we have extensive peer endorsements and a high client satisfaction rate.
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